Why Real National?
ASSET BASED LENDING
We fund 100% of your deal. This includes purchase price, closing cost & fees. No credit check, no upfront fees, no down-payments, no bank statements, no tax returns, & no employment or income verification needed for funding.
NATIONAL FUNDING
We can close and fund double closing transactions in all states except New York, California, & Utah. There is no disclosure of your assignment fee.
LOWEST FEES
Our low fees allows you to keep more of your wholesale profits on every deal. We also have no upfront fees and no fees if the deals do not close.
FAST FUNDING
We can fund deals as quickly as the same day if all required documentation is provided from both our client and the title agent or closing attorney.
How Does Real National Compare?
| Real National | Other Lenders | |
| Nationwide | 47 States | Few States |
| 100% Funding | Yes | Yes |
| Upfront Fee | No | Yes |
| Down Payment | No | No |
| Transaction Fee | 2% | 2% - 4% |
| Processing Fee | $1,000 | $2,000+ |
| Cancellation Fee | No | No |
| Minimum Loan Amount | None | $50,000 |
| Maximum Loan Amount | $1,000,000 | $1,000,000 |
Real National
- 47 States Across The Country
- 100% Funding
- No Upfront Fee
- No Down Payment
- 2% Of Transaction Fee
- $1,000 Of Processing Fee
- No Cancellation Fee
- None Minumum Loan Amount
- $1,000,000 Of Maximum Loan Amount
Other Lenders
- Few States Across The Country
- 100% Funding
- Upfront Fee
- No Down Payment
- 2% - 4% Of Transaction Fee
- $2,000+ Of Processing Fee
- No Cancellation Fee
- $50,000 Of Minumum Loan Amount
- $1,000,000 Of Maximum Loan Amount
Questions? We’ve got answers
Transactional Funding is a short term loan provided to wholesalers who purchase and quickly re-sell a property the same day. This is often called a "Double Closing". The seller of the property is typically called "Party A". The wholesaler is typically called "Party B". The end buyer of the property is typically called "Party C". Transactional Funding deals are also sometimes called "A-B - B-C" Transactions.
Our clients use our Transactional Funding Service for three basic reasons:
1. They have a contract that is NOT ASSIGNABLE to a third party. This is typical when purchasing properties off MLS, bank owned properties, or properties owned by government entities (HUD, FHA, Fannie Mae, etc).
2. The wholesaler is choosing not to assign the contract in order to maximize their wholesale markup. Many times end buyers will not purchase a property if the assignment fee is too high. You do not have to disclose your contract details to the end buyer when you utilize Transactional Funding.
3. The wholesaler needs to stay in compliance with State laws that do not allow assignment of contracts.
We have no minimum funding amount.
The maximum funding amount is $1,000,000
- 1% of the purchase price of the property (minimum fee of $750)
- There are NO UPFRONT FEES, NO ADDITIONAL FEES, and NO FEES if the transaction does not close.
No. There are no personal financial requirements to obtain Transactional Funding. We do not run your credit and do not require bank statements, tax returns, etc.
Real National requires both the A-B and the B-C transactions occur at the same settlement office or title company. Some exceptions are possible so please discuss your specific situation with a loan officer if your transactions are closing at different offices.
Yes. We will fund 100% of purchase price and closing costs up to 80% LTV in non-judicial foreclosure states and 75% in judicial foreclosure states. This program is available in larger metro areas of: Alabama, Georgia, Indiana, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina & Virginia.
- Loan Term: 3 months
- Credit Score of 700+
- Required Minimum Funding Amount: N/A
- Maximum Funding Amount: $150,000
- Appraisal Required. Closing time is 10-15 business days from the time we receive application
- The A to B Contract
- The B to C Contract
- Drivers License
- Corporate Docs (Articles of Org/Incorporation, EIN Document; Articles of Org)
- If the C Buyer (End Buyer) is getting a loan to purchase the property, please send any information from the lender (pre-approval, term sheet, etc)
Real National can fund deals as quickly as the same day if all required documentation is provided from both our client and the title agent or closing attorney. However, we prefer to receive your submission and documentation once you have obtained your B to C Contract and you are ready for title to be started.
